I looked at adding him onto the insurance for the MR (for a laugh) and they want £4k
Car insurance for my lad
Car insurance for my lad
My boy passed his test recently on the second attempt and its time for his first car. Can anyone recommend a source of cheap insurance? Cheapest I have seen on tinternet is about £1400 TFFT for a 1.0 Corsa.
I looked at adding him onto the insurance for the MR (for a laugh) and they want £4k
I looked at adding him onto the insurance for the MR (for a laugh) and they want £4k
Z3M with a few mods...and a little bit more power
Try something that Barry boys don't drive, a 2.0 SAAB or Mondeo, Volvo or something. They are more powerful than the 3 cylinder 998cc Corsas but are less likely to be smashed into tree/people carrier/supermarket/lampost due to excessive speed by the stereotypical knowall newboy racer drivers out there and hence they can be much cheaper to insure. He may protest that it is not cool though. (Counter by saying it is more cool than getting a bus. 
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Use the Search button before posting newbie questions about hard tops and fitting kits, footwell speaker amps, water in the boot, hood maintainance and those horrific angel eyes. We get like 10 threads a week on the same subject, it's obvious that you haven't searched.
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Tourniquet
- Joined: Sun 12 Mar, 2006 11:21
- Posts: 353
Re: Car insurance for my lad
Don't rely on the internet to provide you with the best quotes, the telephone can achieve wonders if you're prepaired to make a day of it (most are 0800 numbers anyway). there are a couple of things you can try to lower the premium.Deano1712 wrote:My boy passed his test recently on the second attempt and its time for his first car. Can anyone recommend a source of cheap insurance? Cheapest I have seen on tinternet is about £1400 TFFT for a 1.0 Corsa.
I looked at adding him onto the insurance for the MR (for a laugh) and they want £4k
Get a lower insurance group car. doubt the corsa is particularly high to begin with but it's certainly not the lowest.
limit the mileage. keep it below 10,000 a year, lower if you can
make sure the car is completely standard. not a single modification
insure it under your name and add him as a second driver. don't put your no claims bonus against it and make sure they are a company that will allow him to earn NCD as well.
Don't get a brand new car. the lower the cars value the easier insurance should be.
Other than that there isn't a whole lot you can do about it. Insurance has cost me £2000 in my late teens for nothing more than a 1.5 Daewoo Nexia. Therapy helps.... And pills...
Convert to the church of "nice shiny engine bay"
All hail the shiny engine bay.
All hail the shiny engine bay.
Not happy. I think there is a reason car insurance is expensive for new drivers....
Eventually got him a Saxo 1.1 S reg. Car £800. Insurance £1430 TPFT. Got it last Thursday.
Just took a call from his mum - he has just crashed it!
Lost it round a corner. Frontal into a post. Wing, radiator, bonnet wrecked.
Tim is OK but wait till I get hold of him....
Eventually got him a Saxo 1.1 S reg. Car £800. Insurance £1430 TPFT. Got it last Thursday.
Just took a call from his mum - he has just crashed it!
Lost it round a corner. Frontal into a post. Wing, radiator, bonnet wrecked.Tim is OK but wait till I get hold of him....
Z3M with a few mods...and a little bit more power
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Tourniquet
- Joined: Sun 12 Mar, 2006 11:21
- Posts: 353
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Re: hi
2: A driver is deemed responsible for ensuring their car is in good working order, therefore the crash is either321bhp wrote:oh dear,hope he,s ok
a crash is normally,1.the drivers fault 2.the cars fault.3.another drivers fault.i wonder what option he,ll be telling you
1:The drivers fault
2:The drivers fault
or
3:The fault of the immobile post leaping out at him
Convert to the church of "nice shiny engine bay"
All hail the shiny engine bay.
All hail the shiny engine bay.
Official story from Tim is greasy road but my daughters (who got a lift this morning) tell me he hasnt learnt to slow down for corners yet!
Pride is damaged severely. As is the bonnet, radiator, grille, bumber, front cross member nearside headlight. Wings intact. He also managed to dent the tailgate! TPFT cover means diy repair. Actually it means dad to repair! Better go dust off the spray gun....
No other cars involved thankfully to opportunity for lesson learnt one hopes.
Pride is damaged severely. As is the bonnet, radiator, grille, bumber, front cross member nearside headlight. Wings intact. He also managed to dent the tailgate! TPFT cover means diy repair. Actually it means dad to repair! Better go dust off the spray gun....
No other cars involved thankfully to opportunity for lesson learnt one hopes.
Z3M with a few mods...and a little bit more power
As you have seen here lies the reason the insurance cost is so high for young drivers.. 
I'm not knocking him, I was a young driver once and know exactly what he was probably doing - and Yes I crashed in my first year of driving
My nephew has recently been trying to get insurance and the quotes he has been getting make your son's look cheap.
I'm glad he's OK, just hope he learns from it... but probably not
(lend us your car Dad 
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garyw
I'm not knocking him, I was a young driver once and know exactly what he was probably doing - and Yes I crashed in my first year of driving
My nephew has recently been trying to get insurance and the quotes he has been getting make your son's look cheap.
I'm glad he's OK, just hope he learns from it... but probably not
(lend us your car Dad )garyw
