What planet do insurance companies live on?

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Robert T
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What planet do insurance companies live on?

Post by Robert T » Wed 25 Sep, 2013 13:54

Just received a piece of geographically targeted junk mail from Direct Line, which I really don't think will be winning them any business round here. Apparently residents in my postcode "could be paying as little as £561" for their car insurance. Now, that is a figure that I would deem "ridiculously expensive" - in fact, the £495 I was quoted for my last renewal was enough to prompt me to shop around for a better deal (that was over £100 more than the previous years premium).

Bearing in mind that this figure is being quoted without knowing anything about my car or myself, only where I live, I have to assume that this quote is for the lowest risk driver and vehicle they can think of - I dread to think what they would actually be quoting me for a 14-year old Z3. :shock:

They then go on to sing the praises of their multi-car discount.... Well, Direct Line, I insured both my cars, on two separate policies, for over £100 less than you are quoting for just one of them!!!

Has anyone else had such a leaflet through their door? How far wide of the mark was yours?

I guess it makes a change from the unattainable quotes that some insurers bandy around, but I think someone in their marketing department will be picking up their P45 shortly. Cheered my day up anyway. :lol:

Cheers R.
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Gazza
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Re: What planet do insurance companies live on?

Post by Gazza » Wed 25 Sep, 2013 14:32

I pay £330 for the ///M and £393 total for all three Mustangs on one policy :D
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Dave L2
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Re: What planet do insurance companies live on?

Post by Dave L2 » Wed 25 Sep, 2013 14:51

I love insurance company adverts the stats always make me giggle. I particularly love the LV offer 70% NCD does this mean that there policies are 10% cheaper than everyone else, err no. :head:

Insurance company adverts are almost as good as beauty product adverts... "our anti wrinkle horse piss cream with randy peptides delay the appearance of wrinkles"...." 51% of 49 women agree" not only could they only find 49 women who would provide feedback but 51% of them isn't even a whole number of women.

"30% of customers between March 2013 and May 2013 could have saved £260 if they had collected our Meerkats which are only available from us...and ebay." :shock:

I'm sure all advertising agencies think we are all idiots, but they're always good for a laugh.
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Robert T
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Re: What planet do insurance companies live on?

Post by Robert T » Wed 25 Sep, 2013 15:11

But you have to remember the shocking statistic that 50% of people are of below average intelligence. :D

Cheers R.
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hotred
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Re: What planet do insurance companies live on?

Post by hotred » Wed 25 Sep, 2013 17:38

Yep I had one from Saga quoting my car (z3) for as little as £126 if I went back to them, unbelievable I thought and so this prompted me to try them out, thinking it was just a line to get me hooked.
But lo and behold I insured my 1.9 for £124.
I am always slating insurance companies but this year they have come up trumps for me on both my cars.
YipppEEE.

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Geoff H
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Re: What planet do insurance companies live on?

Post by Geoff H » Thu 26 Sep, 2013 00:01

I did the same this year with Saga, £149.99 for a 2.8, fully comp with protected no claims
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RichP
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Re: What planet do insurance companies live on?

Post by RichP » Thu 26 Sep, 2013 00:04

Robert T wrote:But you have to remember the shocking statistic that 50% of people are of below average intelligence. :D

Cheers R.
did you know that 84% of all statistics are made up on the spot?!
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RichP
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Re: What planet do insurance companies live on?

Post by RichP » Thu 26 Sep, 2013 00:07

seriously though, age has its benefits... i pay £900 on my 1.9 with seven years no claims. I am 27. In a decent postcode. I can only pity/feel smug about younger folk.
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Southernboy
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Re: What planet do insurance companies live on?

Post by Southernboy » Thu 26 Sep, 2013 16:10

If 50% of people are of below average intelligence, it begs the question regarding the "average" and just how intelligent the other 50% are compared to an Ad Agency copywriter..... :roflmao:
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