Insurance renewal

spraydav · Post by **spraydav** » Sun 31 Oct, 2010 17:02

I know this one's been done to death but has anyone had any decent quotes on there insurance recently? Mine is due for renewal and all the comparison sites are coming back with £600 plus!!!

Daz3 · Post by **Daz3** » Sun 31 Oct, 2010 17:35

last year i paid 550 for insurance this year its gone up to 750 can't find it cheaper anywhere. The insurance company i was with said its due to all the flooding last year

I thought it was supposed to come down every year i've got 6 years no claims now!

Z3 tom · Post by **Z3 tom** » Sun 31 Oct, 2010 17:43

Paying £265 fully comp for z3. With my dad, mum and wife as named drivers. Only downside is 3000 miles a year policy

gonna up that though

I'm 34 and classed as working in motor trade too..........

Vic-Z3 · Post by **Vic-Z3** » Sun 31 Oct, 2010 17:49

I am with These guys ...........

Adam · Post by **Adam** » Sun 31 Oct, 2010 18:08

Insurance is a joke.

I started off 3 years ago paying £288 fully comp on my '98 2.8, then I was 25-26, 7 years ncb, no points. esure

Now aged 29, 10 years protected ncb, unfortunately 6 points now. 3 come off next year. The cheapest price I can find is £700+

They rob you because they know that genuine people that abide by the law etc. will pay because they need cars to work, get about and its almost a neccesity in life. I have been told that by a close friend thats a supervisor for an insurance call center in Cardiff. Its a con

paulb1976 · Post by **paulb1976** » Sun 31 Oct, 2010 19:38

£400 last year for a 3.0, £575 just renewed was cheapest

Tilly · Post by **Tilly** » Sun 31 Oct, 2010 19:59

Age does sometimes have an advantage.

I have three cars insured fully comp maximum 8000miles/year for each car for myself and my wife with a multicar policy.

1997 Z3 1.9 Auto: £154.19
1997 ZM roadster: £217.76
2010 525D Touring: £239.74
Total: £611.69

I don’t think this is too bad.

Post by **Robert T** » Sun 31 Oct, 2010 20:07

Modified frog, 3000 miles, £150, Z3, 10000 miles, £600... go figure.

Cheers R.

brilie · Post by **brilie** » Sun 31 Oct, 2010 20:15

6years no claims no points age a bonus ?
320d 9000 m £300
z3 2.8 5000m £400
told it would be cheaper if I put the wife on but she doesnt drive!!!????
work that out ?

Richie_Rich · Post by **Richie_Rich** » Sun 31 Oct, 2010 20:24

Vic-Z3 wrote:I am with These guys ...........

Vic-Z3... I had forgot about these guys.... its my renewal time in 8 days and just saved myself about 25 pound a month (2 cars).... no deposit and 0% interest on paying monthly

Daz2626 · Post by **Daz2626** » Mon 01 Nov, 2010 05:38

Mine went up from £360 to £720

best deal I could find was with Adrian Flux £540 FC limited to 3K miles

TaffZee · Post by **TaffZee** » Mon 01 Nov, 2010 06:38

£223 for a 2.8 fully comp

No limit on mileage..

Frank.A · Post by **Frank.A** » Mon 01 Nov, 2010 08:05

Aviva £264 for 2.8 for 6k miles.Actually went down £8 this year.We have 3 cars,all with 2 named drivers and house insurance with Aviva for around £1k/year.

Ragtop · Post by **Ragtop** » Mon 01 Nov, 2010 08:45

New insurance from today £310 full comp. 2002 2.2 sport. 8000 miles per year. Liverpool Victoria. My own search.

Previous insurance through AA wanted £519, a £200 increase. AA found another insurer Liverpool Victoria for £416.

I go through this procedure every year.

preston2.8 · Post by **preston2.8** » Mon 01 Nov, 2010 13:04

I'm 20 with a z3 2.8 , 3 years ncb and never crashed. Full uk clean driving licence. They charged me £2500 last year and I haven't looked at this years but I was watching the one show on tv the other week and they said insurance has gone up by 42% for 17-24 year old males. This is very bad news for me and the z because it means goodbye z, I really don't want to have to but may be left with no options.

shantybeater · Post by **shantybeater** » Mon 01 Nov, 2010 17:42

^^ thats insane, try greenlight/quinn direct/ecar, they were great when I was a bit younger.

I'm with admiral at the moment, just renewed today on a multicar policy. It worked out at £594.52 with 4 years NCB no points/never crashed at 26

This is on an 02 S54 Z3M, 6000miles pa

Very reasonable, i paid around £650-£700 last year

Lazzzydog · Post by **Lazzzydog** » Mon 01 Nov, 2010 17:53

I'm just about to go with Swiftcover for £190 fully comp,including legal cover and £150 excess on a year 2000 2 litre with the wife as a named driver. That's after a renewal quote of nearly £400 from the co-op for the same deal. I went on the Go Compare site and found it really useful and easy to use. Those adverts may be irritating to the point of being painful but they have obviously worked on me!

spurs fan in a coupe · Post by **spurs fan in a coupe** » Sun 07 Nov, 2010 17:37

this is crazy...mine runs out soon.

renewal quote I thought was Ok at £520 fully comp, £250 excess, 3 points, modified wheels (and any non-performance enhancing mod), protected no-claims.

gocompare best is Sainsburys at £667

directline want £1050!

insurance is a joke!

Gonna have to take the Adrian Flux renewal offer.

macca · Post by **macca** » Sun 07 Nov, 2010 19:18

More Than insurance. £380 FC 5000miles for my Z3 3.0l auto + my 31 year old daughter. No NCB (company car driver)

Tori · Post by **Tori** » Sun 07 Nov, 2010 19:42

Omg there is some high prices there, mine is due for renewal next month and Im going to 'try' and get it on a classic car policy, someone on here has managed it but I cannot remember what company they went through.

Mr Silver · Post by **Mr Silver** » Sun 07 Nov, 2010 21:13

Hi Tori, it must be your second car (not your daily driver) and Hagerty will insure it on a Classic policy. None of this old tosh about strut braces, change of wheels, cow bells or whatever. You deal with adult people and the price is right. Mention this forum. 0844 824 1130

I have no affiliation with them, just a satisfied customer.

Hope this helps. Regards

Tori · Post by **Tori** » Sun 07 Nov, 2010 22:03

Hi

Thats great thank you for that, its not my daily drive so here's hoping they can give me a good quote

Jamezee · Post by **Jamezee** » Sun 07 Nov, 2010 23:35

Try http://www.moneysavingexpert.com/ it can save you a fortune if you just read it and spend some time on line

Z3 tom · Post by **Z3 tom** » Mon 08 Nov, 2010 07:55

You can get the zed on a classic insurance but only if you have a policy with the said company already iirc

Im with Peter James insurance, i have the mini and mg on the classic policy and they did me the zed on a separate one but limited mileage

Give them a try, i recommend there services

http://www.peterjamesinsurance.co.uk/

Tom

Mr Silver · Post by **Mr Silver** » Mon 08 Nov, 2010 08:24

"You can get the zed on a classic insurance but only if you have a policy with the said company already iirc..."

If you're refering to Hagerty you are misinformed! This is more hokum!

Regards

brilie · Post by **brilie** » Mon 08 Nov, 2010 20:39

when I sold my midget to replace it with my zed my insurance said I could only get it on classic insuance if it was ten years old (or older)
Hope to get it on classic insurance next year!!

Lazzzydog · Post by **Lazzzydog** » Tue 09 Nov, 2010 11:56

Mine just got even cheaper.....£177.80 with Saga. I've just snatched their hands off! Dead basic fully comp, £150 excess, no legal cover i don't need that.

bobandshar · Post by **bobandshar** » Thu 11 Nov, 2010 11:59

Hi All

Did wonder whether this could possibly be a reason for insurance companies increasing premiums this year, take a look at

http://www.parkers.co.uk/News/News/New- ... explained/

Z3 2.8 now Group 32 was Group 18

Oldie · Post by **Oldie** » Tue 23 Nov, 2010 15:49

Renewal quote off the AA was for £370 (about £100 more than last time!) and they would only drop to £330 when I told them they were being undercut.
Managed to get similar cover from Hastings for only £230........some companies are hungrier, or can afford to take a bit lees profit!

simonbud100 · Post by **simonbud100** » Sun 23 Jan, 2011 09:27

Vic-Z3 wrote:I am with These guys ...........

Sorry to drag up an old topic, but after a lot of shopping around for my renewal which is due, have just saved an extra £50 off my insurance, and have european cover thrown in as well, where my old insurer charged extra.

Just shows that this site is better than all the comparison web sites put together

steve-1965 · Post by **steve-1965** » Thu 05 May, 2011 13:07

Vic-Z3 wrote:I am with These guys ...........

Thanks for the link, I've just saved £260 on my renewal quote

Badman gee · Post by **Badman gee** » Thu 05 May, 2011 13:48

under 400 pound for me

Ballie · Post by **Ballie** » Thu 05 May, 2011 19:08

£500 for my 'M' this year. Age 26, with 7yrs no claims.

Lazeodoom · Post by **Lazeodoom** » Fri 06 May, 2011 13:02

Last year 450 with Halifax, this year "The bargain price" of 720!!!

Ran the lot thrugh Confused and there wasn't much to choose between Kwik Fit and Swinton at 330 or so, stick on legal cover and it works out at 360.

1.9, 6 years ncb, 28 years old, no points, advanced driving licence!

Mike Fishwick · Post by **Mike Fishwick** » Fri 06 May, 2011 13:21

It's cheap - out in rural France, where there is no competition, I pay 1200 euros for the 2.8 Z3, with full NCB etc. At least it's stable.

si-forks · Post by **si-forks** » Fri 06 May, 2011 15:12

£204 for the Z3 fully comp £10 less than last year £219 for my 525d again gone down I'am with LV I have 9 years no claims which is on the 525d but LV give it on both cars even through I've only had the Z3 3years

it may help that I'am 45 my Harley-Davidson is £68

Mike Fishwick · Post by **Mike Fishwick** » Fri 06 May, 2011 15:45

Well - I'm 67 . . . .

Jamezee · Post by **Jamezee** » Fri 06 May, 2011 20:56

Ballie wrote:£500 for my 'M' this year. Age 26, with 7yrs no claims.

Blimey, that is good for your age

Franco · Post by **Franco** » Sat 07 May, 2011 09:26

Hi Mike
Try Generalli Assurance, I pay 522euros full comp. on my 1.9z3 dept 50 and I am 72.

fwj01 · Post by **fwj01** » Sat 07 May, 2011 10:13

I was absolutely dreading this year's renewal! I thought it was gonna be bye bye z

I'm with Admiral, just renewed a couple of days ago. Last years was £1600 with no NC. I now have 1yr NC. I got my renewal quote through (£1096) went on comparethemarket and found it for £610 with Diamond. Called up Admiral, told them I found it cheaper elswhere and asked them to match it, no quibble, matched it! Thank god for Admiral

macca · Post by **macca** » Sat 07 May, 2011 16:48

After reading this thread I decided to check mine (although it's not due until July). Mine last year with my daughter 32 on it was £360. The cheapest I can find this year is £500 !!!

zedwheels · Post by **zedwheels** » Sat 07 May, 2011 19:18

I had my zed with Beewise and my wifes fiesta with the Pru but switched to Admiral this month.
All my ncb is on the fiesta so no ncb on the zed, took out multiple cover for both cars for £700 the biggest attraction was that with Beewise the zed was limited to 3000 miles, now with Admiral its 10,000 miles so looking forward now to lots of happy motoring. I recommend Admiral think their on site application form was realy clear. Oh and that price was with two naughties recorded on my licence!!

Ballie · Post by **Ballie** » Sat 07 May, 2011 19:35

Jamezee wrote:
Ballie wrote:£500 for my 'M' this year. Age 26, with 7yrs no claims.
Blimey, that is good for your age

Yea, it is a good price. Im with 'BELL', a specialist part of Admiral in case anyones interested. Took out the policy when I only had 2yrs no claims, which met their criteria. You have to have a low NCB for them to accept you. A least they used to anyway.

One thing i can say, is that they undercut everyone. I shop around every year and they always beat the competition by at least £150.

T48 TRE · Post by **T48 TRE** » Sun 08 May, 2011 21:34

Hi all I went back with my RAC policy, it was up by £30 this year which was £278 including the legal bit. I did go through the confused .com but they were only £10 cheaper, and thought it better to stay where I am.

Albert.

Skylark · Post by **Skylark** » Sat 28 May, 2011 16:47

Paying about £360 for my "M" this year (I am old with 10 plus years NCB). My son ask me to add him to the policy (20 with 3 years NCB) so did a compare the market and cheapest for me £270 with him as a named driver £4,750 - don't think I will bother

Boysie · Post by **Boysie** » Thu 23 Jun, 2011 13:04

Hi

Thanks Z3tom
I contacted Peter James

http://www.peterjamesinsurance.co.uk/

They quoted me £364 02 Classic policy brilliant
and if i want to add the sprite its an additional £20

Waiting on paperwork to confirm

Result

Ray

Frank.A · Post by **Frank.A** » Thu 23 Jun, 2011 13:24

Just received renewal notice from Aviva.It is now £269, that is an increase of £5 from last year.

After shopping around I could not find better, includes legal and courtesy car and I only have 2 years NCB on the Zed as I had owned kit cars as 2nd vehicle which do not attract NCB, at least not from Adrian Flux.

Justin Time · Post by **Justin Time** » Thu 23 Jun, 2011 14:03

Insured through Admiral and literally had my renewal through this past Tuesday for £520 with 4 years NCB.

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