multi car insurance Help

Bill- · Post by **Bill-** » Wed 08 Jun, 2011 21:08

Help needed please,

Anybody out there point me to a good broker that does multi car policies, my company doesn't do multi (2) & wants a kings ransom to insure the Z3 I want

I'm old ffs

Titan · Post by **Titan** » Wed 08 Jun, 2011 22:08

Try Admiral / Bell
They are allegedly sister companies but one refused to quote me and the other gave an unbelievable deal

VinceR · Post by **VinceR** » Thu 09 Jun, 2011 09:17

Direct Line also offer a discount for ensuring a 2nd car .. have any '06 A3 & '01 Z3 insured with them fully comp for <£1k p.a.

shantybeater · Post by **shantybeater** » Thu 09 Jun, 2011 09:22

I'll second admiral, very reasonable rates for me and the girlfriend

Z3cade · Post by **Z3cade** » Thu 09 Jun, 2011 09:33

im with churchill on a multi car for me and mrs... no one else could touch them!

RemarkLima · Post by **RemarkLima** » Thu 09 Jun, 2011 09:54

I belive Churchhill, Admiral, Bell, Elephant and a few others are all part of the same group, and you can "multicar" between them.

My other car was insured with Bell, and I received a decent quote for the MR through Admiral, a quick call later and they matched my existing no claims from the other policy and gave the multicar discount on both, so all in all, pretty happy

si-forks · Post by **si-forks** » Thu 09 Jun, 2011 09:54

L V are great BMW 525d 03 and my z £440 for both full comp

MickJ · Post by **MickJ** » Thu 09 Jun, 2011 10:23

si-forks wrote:L V are great BMW 525d 03 and my z £440 for both full comp

That's interesting, I am with LV and have a '11 plate 520SE Tourer & '98 2.8 Z3 for around £700 for the two, sounds like I need to renegotiate next renewal.

snoops · Post by **snoops** » Thu 09 Jun, 2011 18:54

MickJ wrote:
si-forks wrote:L V are great BMW 525d 03 and my z £440 for both full comp
That's interesting, I am with LV and have a '11 plate 520SE Tourer & '98 2.8 Z3 for around £700 for the two, sounds like I need to renegotiate next renewal.

I've been with LV for years but you definitely have to negotiate each year.

I get my quotes through for my 2 cars and I go on the net and get the net price, which is usually combined appx £200 cheaper at least, then I ring them and complain to get price match and get another bit of discount because I argue they should look after existing customers too, not just entice new ones.

Have to do it every year, about to do it this weekend, it's a bit annoying but hey if it saves me tons of money I'll do it. It's just the way insurance companies work.

MickJ · Post by **MickJ** » Thu 09 Jun, 2011 19:11

snoops wrote:
MickJ wrote:
si-forks wrote:L V are great BMW 525d 03 and my z £440 for both full comp
That's interesting, I am with LV and have a '11 plate 520SE Tourer & '98 2.8 Z3 for around £700 for the two, sounds like I need to renegotiate next renewal.
I've been with LV for years but you definitely have to negotiate each year.

I get my quotes through for my 2 cars and I go on the net and get the net price, which is usually combined appx £200 cheaper at least, then I ring them and complain to get price match and get another bit of discount because I argue they should look after existing customers too, not just entice new ones.

Have to do it every year, about to do it this weekend, it's a bit annoying but hey if it saves me tons of money I'll do it. It's just the way insurance companies work.

Lol, I already do that, like you have been with them for years, their stock answer though for the Net quote is that 'it is written differently' nearly always get them down, I take it both your cars come up for renewal at the same time mine are a few months apart. Mind you insurance has gone up this year a fair bit.

snoops · Post by **snoops** » Thu 09 Jun, 2011 19:44

MickJ wrote:Lol, I already do that, like you have been with them for years, their stock answer though for the Net quote is that 'it is written differently' nearly always get them down, I take it both your cars come up for renewal at the same time mine are a few months apart. Mind you insurance has gone up this year a fair bit.

I agree they always say that but they always price match and then a little bit more off. Yes both cars are due renewal and have different drivers on them i.e. daughter on my runaround 1.6 golf.

This years combined quote was only £46 more than last years renewal so not much of an increase there.

On line quote is £239 less than paper quote so my insurance is going to be at least £193 less than last years renewal, however my daughter is 1 year older so that might account for some of the difference but i doubt all of it.

jontymo · Post by **jontymo** » Thu 09 Jun, 2011 19:57

Cost to much for me but a good guy on here put me onto RH Insurance, on a 5k mileage £203

Crazy that the cheapest after this was £591 for 8k mileage so cheaper to run mileage out and reinsure!

Jontymo