Insurance (quickie)

komis · Post by **komis** » Wed 01 Dec, 2004 11:23

Hi all,

Looking to buy my 1st z3 currently and I've been quoted £789 for a 96(import) 1.9er by Adrian Flux, then Elephant was a bit cheaper at £710...

Is this about normal for 25 yrs old, 7 years NCB and 0 motoring offences (i'm a good guy

)????

I've noticed other ppl getting quotes of around £300-400 in this forum, but there was no mention of their age or details...

Thanks!

Neal(2.8Roadster) · Post by **Neal(2.8Roadster)** » Wed 01 Dec, 2004 11:35

Have a look at http://www.confused.com they have always managed to come up with a very reasonable quote for me.

Phoenix Nights · Post by **Phoenix Nights** » Wed 01 Dec, 2004 11:38

Broadly speaking, users of this forum have nominated Esure, Admiral and Direct Line as giving the most competitive quotes on their Zed.

If opting for Direct Line (as I did) definitely apply online, as there's normally a discount. Esure is also online, not sure about Admiral.

komis · Post by **komis** » Wed 01 Dec, 2004 11:51

Thanks for the pointer,

I've tried them already but apparently they can't contact many of the listed insurers so I still have to go in manually

In any case, I was wondering what other ppl in similar circumstances might have been quoted, so I can see what a reasonable price might be.

£700 sounds a bit OTT for a mere 140BHP...

Thanks all

Neal(2.8Roadster) · Post by **Neal(2.8Roadster)** » Wed 01 Dec, 2004 12:06

I went with direct line after they came out cheapest on Confused.com if thats any help.

32 YO living in York with 7 years NCD came out at £320 FC

DavidM · Post by **DavidM** » Wed 01 Dec, 2004 12:07

komis wrote:£700 sounds a bit OTT for a mere 140BHP...

I would say so - but it depends on your circumstances I guess - I pay £700 for the ///M - but I have full NCB etc

Kenny · Post by **Kenny** » Wed 01 Dec, 2004 12:45

It still a soft stop probably with an insurance group 14+.. Location is a major factor too

Ross · Post by **Ross** » Wed 01 Dec, 2004 13:06

If you are still looking, I am insured by Tesco. I am 27, was 25 when I first bought the car. Mine is a 2.8 and I have never paid over £660.

Give them a go, you also get a further 5% discount if you apply online I believe.

phil485 · Post by **phil485** » Wed 01 Dec, 2004 13:13

Tesco for me too, about £500, 31 3pts on driveway near slough.

discount for online booking

G17RDY · Post by **G17RDY** » Wed 01 Dec, 2004 13:13

Heres my quotes throughout owning the Zed

23 yrs old - 2 yrs ncb - elephant - 650
24 yrs old - 3 yrs ncb - elephant - 600
25 yrs old - 4yrs ncb - Admiral - 380

Clean licence, and the wife (24) is on my poilcy as the 2nd driver (but she doesn't actually get to drive the car, im not that silly!!)

Zed's a 98, 1.9 roadster.
On a driveway, in a fairly decent area

phil485 · Post by **phil485** » Wed 01 Dec, 2004 13:14

Tesco for me too, about £500, 31 3pts on driveway near slough.

discount for online booking

JamieBeeston · Post by **JamieBeeston** » Wed 01 Dec, 2004 13:26

Elephant

24, ///M £1300

was 25% of my Porsche Renewal

321bhp · Post by **321bhp** » Wed 01 Dec, 2004 14:12

last year was with tesco,s but this year after try ing 25 differant companys,bmw insurance was the cheapest ,i couldnt believe it,try them for a quote

komis · Post by **komis** » Wed 01 Dec, 2004 15:30

to G17RDY:

That's cool, I live in Glesga (lol), in a decent area too (Garnethill)...

Your quotes seem too good to be true, why I even have a 7yr NCB + clean licence and I can't get these prices!!!!!!!

Do you think that adding my GF to the insurance might lower the cost somewhat?

to Ross:
Thanks man, those Tesco nutters want cose to £1000, surely they HAVE to be joking???

to everyone: seems I'm getting a rough deal, I think I will keep searching and I'll let u know how I get on...

lost · Post by **lost** » Wed 01 Dec, 2004 17:48

I'm 26 and I had to pay over £700 last year, for my 2.0, garaged, 7000 pa. I got a protected quote for £660 this time from
https://www.autodirectinsuranceservices.co.uk/

drbsheffield · Post by **drbsheffield** » Thu 02 Dec, 2004 00:25

I found that Liverpool Victoria were by far the cheapest for me, 25yr old Z3 2.8.

G17RDY · Post by **G17RDY** » Thu 02 Dec, 2004 07:09

Komis:

Im in sunny Cumbernauld!!!

It was cheaper when i added the wife to the policy even although she has had a claim on her own policy.....go figure!!

Try admirals online quotation, they are also the underwriters for elephant, so i beleive so they are cheaper.
Elephant could not beat thier quote for renewal.

rayl · Post by **rayl** » Thu 02 Dec, 2004 12:42

Komis, I think the problem is the car’s an import, find a UK car with same engine and ask for a quote for that.

Ray

komis · Post by **komis** » Thu 02 Dec, 2004 15:22

Hey Rayl,

You could be right, altough I tried the equivalent UK car (some sites won't even allow you to select LHD) and it's pretty much the same story... Must be something with my surname, it's not british at all

Anyway I would ideally like a left-hooker (.. not meant in a naughty way..) as I will be moving abroad in a few months and I would like to take the car with me.

Thanks for all your replies, you all seem to be a super-nice bunch of people

))

komis · Post by **komis** » Thu 02 Dec, 2004 15:36

Lol

Replying my own posts now.. Tried Admiral, quote is 679 (if paid by credit card).

Is it the area? I can't think of anything else... Oh I will add my gf and see if that works...

The Insurance Quest continues....

komis · Post by **komis** » Sat 04 Dec, 2004 10:19

Continuing the insanity of it all, I was quoted happy by Sainsbury's bank, £460 is all they ask and I guess I'll be going with them

))))

I got the quote through autotrader's site, i believe it probably is worth checking out if you're paying too much... Funny how you tend to overlook the obvious solutions sometimes eh?

Gonna get me a Zee, gonna get me a Zee, gonna change my job to hairdresseree, but what ppl say I don't give a shee

This car is already driving me nuts, i love it

garyw · Post by **garyw** » Sat 04 Dec, 2004 11:34

komis wrote: gonna get me a Zee, gonna change my job to hairdresseree,

So no stereotyping here then!!

Congratulations on making the right choice, quite a few nice car for sale within the section here..

lost · Post by **lost** » Sat 04 Dec, 2004 20:23

I tried autotrader and it quoted me, 462.72 as well, the quote though on Sainsbury's web site took it to £550 when it was protected for my 2.0l
Not too bad eh! Better than the £1200 they quoted me on the phone last Nov.