Insurance - result :-)

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alec.m
Joined: Tue 05 Oct, 2010 20:01
Posts: 541

  Z3 roadster 2.8
Location: Lymington

Insurance - result :-)

Post by alec.m » Thu 19 Feb, 2015 09:00

Had the usual renewal letter with a ridiculous quote for the coming year and an explanation that they could renew automatically using my stored bank details to save me any hassle - no thanks. Did a comparison and have purchased from Privilege for £150.54 which I think is a bargain especially as they`re throwing in legal cover for free this month. What was also interesting was that the voluntary excess was substantial but altering it to £0 made no difference to the premium. There`s a lot of competition out there and I expected to pay more as I leave my car on the High Street overnight and in a car park during the day when not using it. It`s a 2.8.

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BladeRunner919
Joined: Fri 17 Feb, 2012 20:18
Posts: 2224

  Z3 roadster 1.9

Re: Insurance - result :-)

Post by BladeRunner919 » Thu 19 Feb, 2015 10:22

Lymington High Street? I'm very fond of Lymington.

alec.m
Joined: Tue 05 Oct, 2010 20:01
Posts: 541

  Z3 roadster 2.8
Location: Lymington

Re: Insurance - result :-)

Post by alec.m » Thu 19 Feb, 2015 10:45

It's a lovely place especially now we have Weatherspoons, Subway and the 99p shop! They all caused stress to the old locals when they moved in. The quay is a nice place to sit and watch in summer.

bentley-boy
Joined: Mon 28 Oct, 2013 19:35
Posts: 248

  blank

Re: Insurance - result :-)

Post by bentley-boy » Thu 19 Feb, 2015 11:11

Sounds an excellent premium, is it limited mileage? Any contact details for this company? (the one Joanna Lumley pushes?)
BB

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pingu
Joined: Fri 30 Apr, 2004 17:01
Posts: 3343

  M roadster S50

Re: Insurance - result :-)

Post by pingu » Thu 19 Feb, 2015 11:35

I'm eligible for SAGA now. I don't know if this is a good thing :shock: .
Pingu

maurice the martian
Joined: Tue 26 Jan, 2010 19:44
Posts: 1026

  Z4 roadster 3.0i
Location: mars

Re: Insurance - result :-)

Post by maurice the martian » Thu 19 Feb, 2015 12:18

pingu wrote:I'm eligible for SAGA now. I don't know if this is a good thing :shock: .
I'v bin eligible for 15 yrs. Ok for mi cmax no gud fer mi Zed.
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alec.m
Joined: Tue 05 Oct, 2010 20:01
Posts: 541

  Z3 roadster 2.8
Location: Lymington

Re: Insurance - result :-)

Post by alec.m » Thu 19 Feb, 2015 12:34

bentley-boy wrote:Sounds an excellent premium, is it limited mileage? Any contact details for this company? (the one Joanna Lumley pushes?)
BB
I put down 10000 miles which is about what I usally do. I just ran a search on go compare and it came out 2nd pricewise. Loyds bank were a pound cheaper but I don't do business with banks if I can help it.

alec.m
Joined: Tue 05 Oct, 2010 20:01
Posts: 541

  Z3 roadster 2.8
Location: Lymington

Re: Insurance - result :-)

Post by alec.m » Thu 19 Feb, 2015 12:37

pingu wrote:I'm eligible for SAGA now. I don't know if this is a good thing :shock: .
Saga don't seem to be competitive for anything in my experience. People assume that they do a special price for us oldies and that's just hype.

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Mint
Joined: Tue 01 Nov, 2011 18:43
Posts: 475

  Z3 roadster 2.2i
Location: Gayton (Staffordshire)

Re: Insurance - result :-)

Post by Mint » Thu 19 Feb, 2015 13:18

alec.m wrote:
pingu wrote:I'm eligible for SAGA now. I don't know if this is a good thing :shock: .
Saga don't seem to be competitive for anything in my experience. People assume that they do a special price for us oldies and that's just hype.
SAGA has never been any good for me either. I use Churchill at the moment £156, but I do check every time renewal comes around.
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There are only two products required to make the universe work properly: Duct tape and WD40.
If it moves (and it shouldn’t): Duct tape. If it doesn’t move (and it should): WD40.

Rafolian
Joined: Wed 27 Feb, 2013 08:41
Posts: 547

  Z3 roadster 2.8

Re: Insurance - result :-)

Post by Rafolian » Thu 19 Feb, 2015 13:56

Worked on a refurb on the Curry Villa indian restaurant on the one way near the supermarket (can't remember the name) 25 years ago when I was living in Bournemouth!!

Rafolian
Joined: Wed 27 Feb, 2013 08:41
Posts: 547

  Z3 roadster 2.8

Re: Insurance - result :-)

Post by Rafolian » Thu 19 Feb, 2015 13:57

Should have put, in Lymington!!!

alec.m
Joined: Tue 05 Oct, 2010 20:01
Posts: 541

  Z3 roadster 2.8
Location: Lymington

Re: Insurance - result :-)

Post by alec.m » Thu 19 Feb, 2015 15:17

Rafolian wrote:Worked on a refurb on the Curry Villa indian restaurant on the one way near the supermarket (can't remember the name) 25 years ago when I was living in Bournemouth!!
Supermarket has changed hands a couple of times since then. It`s now Waitrose. The Indian is now a Chinese - not a very good one.

Grant Moss
Joined: Fri 04 Jul, 2014 20:24
Posts: 23

  Z3 roadster 1.9

Re: Insurance - result :-)

Post by Grant Moss » Thu 19 Feb, 2015 15:30

As I use my Z 3 1.9 as a second car, I asked aviva my current car insurer the cost for a multi car policy, it cost £100 per year and i also get no claims bonus for the z3, and if I had an accident in the z3 it wont affect the NCB for my main vehicle, I dont think you will get it any cheaper than that

swappy
Joined: Sun 14 Dec, 2014 18:28
Posts: 28

  Z3 roadster 2.0

Re: Insurance - result :-)

Post by swappy » Thu 19 Feb, 2015 16:57

Is everybody talking fully comp insurance ?
And the multi car policy was that a £100 on top of just insuring your main car?

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Mint
Joined: Tue 01 Nov, 2011 18:43
Posts: 475

  Z3 roadster 2.2i
Location: Gayton (Staffordshire)

Re: Insurance - result :-)

Post by Mint » Thu 19 Feb, 2015 19:42

Yep, mines fully comp with Churchill.
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There are only two products required to make the universe work properly: Duct tape and WD40.
If it moves (and it shouldn’t): Duct tape. If it doesn’t move (and it should): WD40.

Keynun
Joined: Wed 15 Aug, 2012 18:02
Posts: 47

  Z3 roadster 2.8

Re: Insurance - result :-)

Post by Keynun » Thu 19 Feb, 2015 20:12

As a 24 year old with 2 previous non fault accidents under my belt, I feel sad to know that I pay as much as you all collectively in this post. (£nearly 1k for a 2.8).

Bowler
Joined: Sun 27 Oct, 2013 18:43
Posts: 381

  Z3 roadster 1.9
Location: Doncaster

Re: Insurance - result :-)

Post by Bowler » Fri 20 Feb, 2015 00:13

Age has some advantages (not many)
In love with driving again (its the Z effect)

Grant Moss
Joined: Fri 04 Jul, 2014 20:24
Posts: 23

  Z3 roadster 1.9

Re: Insurance - result :-)

Post by Grant Moss » Fri 20 Feb, 2015 12:19

swappy I can confirm the £100 is on top of the main car which is a Merc C180K and I pay £180 for that, so £280 for a Merc C class and BMW Z3 is good value.

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BladeRunner919
Joined: Fri 17 Feb, 2012 20:18
Posts: 2224

  Z3 roadster 1.9

Re: Insurance - result :-)

Post by BladeRunner919 » Fri 20 Feb, 2015 12:30

I pay about £750 all in for the Z3, a 1999 MX5, a 2000 Subaru Legacy 2.5 and a 1998 Range Rover DSE.

peter2b
Joined: Sat 01 Nov, 2014 18:47
Posts: 963

  Z3 roadster 2.2i
Location: cheshire

Re: Insurance - result :-)

Post by peter2b » Fri 20 Feb, 2015 12:41

I pay £78 for my robin hood 2B limited milage, £97 for my Mondeo my day to day car,and£96 for my z3 all cars are 2ltr ish, age does have its benefits
peter2b

johnz3
Joined: Wed 13 Sep, 2006 11:27
Posts: 670

  Z3 roadster 3.0i
Location: Pitsea

Re: Insurance - result :-)

Post by johnz3 » Fri 20 Feb, 2015 15:05

Who with peter2b please

Warrior
Joined: Tue 11 May, 2010 11:02
Posts: 384

  Z3 roadster 3.0i

Re: Insurance - result :-)

Post by Warrior » Sun 05 Apr, 2015 01:34

I've just insured with Privilege and saved a fair few quid over Hagerty who I've been with for 4 years. Loyalty clearly doesn't pay but in fairness they were the best option when I had no transferable bonus. Adrian Flux wouldn't even insure me! 57 at the time, one minor accident 15 years ago in company car (scooter hit me in the side).

Just one point re the opening post. Yes its true that removing voluntary excess makes no difference but that's because they include compulsory excess of something like £350.

petecossie
Joined: Wed 11 Apr, 2007 14:13
Posts: 127

  M coupe S50
Location: Billingham

Re: Insurance - result :-)

Post by petecossie » Sun 05 Apr, 2015 11:08

I used Brentacre who are one of BMWCC recommended insurers and I would imagine you get a better deal if a BMWCC member. I went with them last year after using Saga (£248 which was going up to £265 on renewal) for a few years and it cost me £220 fully comp, with protected NC & 5k annual mileage. This year it came down!! Now £212 which includes their admin fee of £20 and VAT. Not bad. Oh yes and I mentioned strut brace and they said no problem.
Pete C

2000 Z3M Coupe - Cosmos Black Metallic/Black Interior.

Previous BMWs
2003 E46 M3 6 speed manual - Carbon Black/Black Interior.
2000 Z3M Coupe - Cosmos Black/Black Interior
1986 M635
1985 E28 M5
1983 E28 528i Alpina

johnz3
Joined: Wed 13 Sep, 2006 11:27
Posts: 670

  Z3 roadster 3.0i
Location: Pitsea

Re: Insurance - result :-)

Post by johnz3 » Sun 05 Apr, 2015 11:56

Any other drivers on the car for this price please.

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stevov
Joined: Sun 21 Dec, 2014 15:56
Posts: 172

  Z3 roadster 2.0
Contact:

Re: Insurance - result :-)

Post by stevov » Sun 05 Apr, 2015 14:51

I'll stick with Pace Ward. High performance specialists, track day cover, sprint cover all modifications, etc. Sometimes cheap is exactly that. Can end up fighting for your cover over an overlooked mod or uprated brake pads and the like. Specialist may be a little more but when push comes to shove I'm not talking to some clueless call center who don't even know what car your talking about. You don't use chain store service centers, why use chain store insurance.

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Koolflyer
Joined: Fri 05 Jul, 2013 16:51
Posts: 578

  Z3 roadster 2.8

Re: Insurance - result :-)

Post by Koolflyer » Mon 06 Apr, 2015 18:42

Staying with Admiral Multi car. Z3 2.8, Legal Protection, 2 yrs NCB (as its my second car), Call Assist, Full UK breakdown & homestart (National Plus cover), Full comp, Strut brace friendly, £275.85. They also allowed me to add my 19 year old son when we drove to France last year and Belgium this year as a named driver for the week. This is with 3 cars on same policy, otherwise it would have been £350.87. I'm sure you might find cheaper, but it really does depend on your circumstances, also tell them you have shopped around and the Retentions Dept. will almost certainly kick in. SOME MIGHT BE CHEAPER BUT DO TELL THEM IF YOU HAVE A STRUT BRACE......SOME WILL NOT INSURE YOU!! :shrug
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1997 Z3 2.8 (M52) Roadster Montreal blue
2013 330d (F31) M Sport Alpine White

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