insurance - sub 25 yrs on a 2.8

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nicolawright
Joined: Sun 22 May, 2005 22:46
Posts: 181

  Z3 roadster 2.8

insurance - sub 25 yrs on a 2.8

Post by nicolawright » Wed 07 Dec, 2005 19:56

hey all,

just wondering whether any 'young' drivers have had decent quotes on a 2.8 Z3? i'm 23 but only have 1 NCB. On 8th month of 2nd NCB but morethan wont let me change cars :head:

i think the saving i make on getting the car now (i.e. winter deal) is greater than the premium difference if i waited for a full 2 NCB.

anyway my best quotes have been from Bell/Admiral at around £1300 - just wondering if anyone had any luck getting anything cheaper..

thanks,

nicky xx

chaosss
Joined: Wed 20 Jul, 2005 08:34
Posts: 54

  blank.gif

Post by chaosss » Wed 07 Dec, 2005 20:29

Hi Nicky,

When I was sub 25 I insured a 2.8 3 series for about 600 through Adrian Flux ( I think I had 2/3 years NCB though). Also I find they are very mod friendly which is worth bearing in mind for the future.

Currently am paying just oover £500 with 5 years NCB, business use and 40,000 miles usage declared. This is with Admiral.

Good luck with the search...getting exciting now!
Topaz Blue 2.8 Facelift Sold :-(

paulg
Joined: Sat 12 Nov, 2005 18:18
Posts: 269

  Porsche

Post by paulg » Wed 07 Dec, 2005 20:29

I'm not so 'young', but my 3.0 (which is a second car and had no NCB) was by the cheapest at Admiral. We have 3 cars with them now. Service is excellent too.

paulg
Joined: Sat 12 Nov, 2005 18:18
Posts: 269

  Porsche

Post by paulg » Wed 07 Dec, 2005 20:30

I'm not so 'young', but my 3.0 (which is a second car and had no NCB) was by the cheapest at Admiral. We have 3 cars with them now. Service is excellent too.

Smoked
Joined: Sat 22 Oct, 2005 13:44
Posts: 25

  Z3 roadster 2.2i
Location: Preston

Post by Smoked » Wed 07 Dec, 2005 20:43

Admiral were cheapest for me by far.....still close to 3k thou!!!
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estocks
Joined: Wed 05 Oct, 2005 00:36
Posts: 2866

  Not specified

Post by estocks » Wed 07 Dec, 2005 22:58

I was 26, have 5 years ncb and pay an eye watering £650 inc 10% discount for paying up all of it.
Elephant.com.
E

marco
Joined: Mon 12 Sep, 2005 15:07
Posts: 92

  Z3 roadster 2.0

Post by marco » Thu 08 Dec, 2005 09:51

am 26 and leave it on the road in London at night. (6yrs NCB) It's a 2.0 - pay £750 with elephant.co.uk

road2ruin
Joined: Tue 15 Feb, 2005 09:29
Posts: 255

  Not specified

Post by road2ruin » Thu 08 Dec, 2005 10:12

I am 26 with 3yrs NCB and pay £750 with Sainsburys. The car is parked off street in London....I was with Elephant who I found pretty competitive to.

road2ruin
Joined: Tue 15 Feb, 2005 09:29
Posts: 255

  Not specified

Post by road2ruin » Thu 08 Dec, 2005 10:14

I am 26 with 3yrs NCB and pay £750 with Sainsburys. The car is parked off street in London....I was with Elephant who I found pretty competitive to.

marco
Joined: Mon 12 Sep, 2005 15:07
Posts: 92

  Z3 roadster 2.0

so actually we're younger than I thought...

Post by marco » Thu 08 Dec, 2005 12:50

I always thought at 26 I was quite young for a Z driver, but actually seems like there's lots of us in our 20s. How old do you think the average Z driver is?

JohnM
Joined: Thu 13 Nov, 2003 00:03
Posts: 247

  Z4 roadster 3.0si
Location: Clifton
Contact:

Post by JohnM » Thu 08 Dec, 2005 12:55

The age seems to be going down as the second hand price of the cars drop which puts the car within range of the younger generation.

John.

road2ruin
Joined: Tue 15 Feb, 2005 09:29
Posts: 255

  Not specified

Post by road2ruin » Thu 08 Dec, 2005 13:16

Agree with John....when I started looking for a new car [this time last year] I wanted something fun whilst I didn't have the whole family thing to deal with....had a budget of around £11k and wanted a convertible.....didn't realise that if you looked around and didn't just buy the first thing that tempted you there are a fair few cars you can get for that sort of cash....obviously the running costs are higher than getting the standard Ford, Renault etc but then you don't have nearly the fun!

Enjoy it whilst you can as your next motor will probably need to have back seats and a proper boot! :shock:

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Paul.Stuhlfelder
Joined: Wed 01 Dec, 2004 14:31
Posts: 1020

  M roadster S50
Location: Caernarfon
Contact:

Post by Paul.Stuhlfelder » Thu 08 Dec, 2005 14:51

A tip for Elephant/Admiral -


Add your Mother (or any female who's been driving for 5+ years) as a second driver, brought my quote down by about £400

I'm paying £800 for a ///M, I've got 2NCD, parked on a drive (albeit in an A area) and I'm only 22. (Oh, and a £5900 accident in Dec 2003)
Image
Israel pulls out of Gaza Strip, Gaza not Pregnant!

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Alex L
Joined: Sun 23 Oct, 2005 22:16
Posts: 1559

  Other roadster
Location: North Oxfordshire

Post by Alex L » Thu 08 Dec, 2005 19:48

I agree, I am 24 and run an ///M Roadster as a second car.

I added my father and the quote went down to £700 with Elephant which I thought was pretty cheap considering I have no years no claims as my other car is a company car.

Good luck

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Alex L
Joined: Sun 23 Oct, 2005 22:16
Posts: 1559

  Other roadster
Location: North Oxfordshire

Post by Alex L » Thu 08 Dec, 2005 19:49

I agree, I am 24 and run an ///M Roadster as a second car.

I added my father and the quote went down to £700 with Elephant which I thought was pretty cheap considering I have no years no claims as my other car is a company car.

Good luck

estocks
Joined: Wed 05 Oct, 2005 00:36
Posts: 2866

  Not specified

Post by estocks » Thu 08 Dec, 2005 23:13

Cool tip, roll on renewal date? :roll:

AlanDam
Joined: Sat 12 Nov, 2005 01:02
Posts: 61

  Z3 roadster 2.8
Location: Essex

Post by AlanDam » Fri 09 Dec, 2005 00:14

Hi

Im 21 year with 1 yr ncb, and with norwich union got quoted £1300 but thats with the rapid bonus scheme. Got my ncb in 9 months instead of 12

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Alex L
Joined: Sun 23 Oct, 2005 22:16
Posts: 1559

  Other roadster
Location: North Oxfordshire

Post by Alex L » Fri 09 Dec, 2005 19:25

The problem with those bonus accelerator insurance policies is that you end up with a higher excess. Worth looking out for

AlanDam
Joined: Sat 12 Nov, 2005 01:02
Posts: 61

  Z3 roadster 2.8
Location: Essex

Post by AlanDam » Fri 09 Dec, 2005 23:12

Alex L wrote:The problem with those bonus accelerator insurance policies is that you end up with a higher excess. Worth looking out for
My excess is £400, lucky i turned 21 cause there was another 200 included for those under 21.

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Alex L
Joined: Sun 23 Oct, 2005 22:16
Posts: 1559

  Other roadster
Location: North Oxfordshire

Post by Alex L » Sat 10 Dec, 2005 10:39

That's not bad, my excess is £500, won't go down on my ///M until I reach 25 next year

R80TER
Joined: Tue 04 Oct, 2005 09:05
Posts: 462

  M roadster S50
Location: newbury village

Post by R80TER » Sat 10 Dec, 2005 23:35

i'm 26 with 2 years NCB but i have a DD40. mine is still only £780 but my mate works for the broker so it comission free!!! ;-)

will put my mum on my insurance when i renew though! good plan!! ;-)
Now Car less :-(

dansutton
Joined: Thu 11 Aug, 2005 21:10
Posts: 54

  blank.gif
Location: Bolton

Post by dansutton » Sat 10 Dec, 2005 23:35

hi im 22 with 3yrs ncb i've just paid £1000 WITH LLOYDS TSB ON A 2.8 Z3

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Alex L
Joined: Sun 23 Oct, 2005 22:16
Posts: 1559

  Other roadster
Location: North Oxfordshire

Post by Alex L » Sun 11 Dec, 2005 17:13

R8OTER,

Do you use your ///M as an everyday car?...if so that insurance is pretty cheap. Mine is £700 odd as a weekend toy

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