New car - coming Friday

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gazandjan
Joined: Sat 02 Aug, 2014 11:05
Posts: 8

  Z4 sDrive20i

New car - coming Friday

Post by gazandjan » Sat 02 Aug, 2014 18:17

Please play fair, our first post.

Bit excited order a new sdrive20i and should have it on Friday.

We have gone for White with Red Leather - the brothel look !!!

Extra are - 515 alloys, sports seats, heated seats, good old wind deflector and parking sensors !!!

It's the first car we have bought for a few years (both had company cars) and we bought it on the Bmw finance , which was unbelievable they give us a £7k deposit.

My question is after the 4 years we have a £9.5k ballon and can give the car back, however would the car with 60k miles at this age be worth more then the £9.5k ?

Insurance is killing us at £850 - we do not have any no claims and one of u a as 6 points.

billz
Joined: Mon 22 Mar, 2010 20:09
Posts: 1240

  Z4 roadster 3.0si
Location: nottingham

Re: New car - coming Friday

Post by billz » Sat 02 Aug, 2014 18:36

It should be worth more than the 9.5k. Doubt you will put 60k on it in 4 years.
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Z3 3.0 Sports Sold
Z4 3.0si Ruby Black with Champagne Leather and Piano Black Dash

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Davejue1
Joined: Sun 22 Sep, 2013 08:25
Posts: 1249

  Z3 roadster 2.8
Location: Mansfield

Re: New car - coming Friday

Post by Davejue1 » Sat 02 Aug, 2014 19:07

Hi and welcome, I take it you have purchased the car on whats known as a PCP (personal contract plan).The cars are pre valued by the finance houses through knowledge and experience. They pay people a lot of money to do this as they have to look ahead at what the market place is likely to be doing when your 4 year agreement comes to its end. Having declared that your going to be doing 15000 miles a year your monthly payment has been set higher and your ballon Payment lower to account for the car having more than average mileage at the end of the term.
The finance houses have there fingers crossed that your going to pay the ballon payment and keep the car or come back and part exchange it for the ballon figure and go through the cycle all over again, but they also have to think that you may just hand it back and walk away which is an opition you will have been offered. They will then sent the car to auction and hope it makes it's baloon figure back, they very rarely do.
If your still enjoying the car at the end of your term I would think without researching your particular car that a baloon figure of £9500 would make it a good proposal to pay it off and keep it. :)

Cheers
Dave
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"Growing old is mandatory, growing up is optional!"

gazandjan
Joined: Sat 02 Aug, 2014 11:05
Posts: 8

  Z4 sDrive20i

Re: New car - coming Friday

Post by gazandjan » Sat 02 Aug, 2014 19:08

Cheers blitz, it will be used for work.

My wife does about 15k miles per year, so it will be close.

Can not wait to have a blast - we had a Z3 a while back and enjoyed it so much - can not wait

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Davejue1
Joined: Sun 22 Sep, 2013 08:25
Posts: 1249

  Z3 roadster 2.8
Location: Mansfield

Re: New car - coming Friday

Post by Davejue1 » Sat 02 Aug, 2014 19:19

Who's blitz! :D
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"Growing old is mandatory, growing up is optional!"

gazandjan
Joined: Sat 02 Aug, 2014 11:05
Posts: 8

  Z4 sDrive20i

Re: New car - coming Friday

Post by gazandjan » Sat 02 Aug, 2014 19:29

Cock, too much red wine - Sorry :lol:

Cheers davejue1

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pingu
Joined: Fri 30 Apr, 2004 17:01
Posts: 3337

  M roadster S50

Re: New car - coming Friday

Post by pingu » Sat 02 Aug, 2014 19:36

Looking at AutoTrader for a 2010 60,000 mile Z4 2.0 is a good guide to it's future value. This is, obviously, the buy price, not the sell price.

I'd start saving £215 per month, then you can't lose. If you can sell (webuyanycar, etc.) for more than £9.5k, then buy it, if not, hand it back and start again.

PCP is a great way to borrow a car, but can be an expensive way to buy one, unless you strike lucky and the experts get their sums wrong.
Pingu

gazandjan
Joined: Sat 02 Aug, 2014 11:05
Posts: 8

  Z4 sDrive20i

Re: New car - coming Friday

Post by gazandjan » Sat 02 Aug, 2014 19:49

Pingu,

We will be paying £4.9k per year over 4 years around the £20k mark.

With £9k bubble.

If we bought the car is works out very cheap (deposit paid by BMW).

At about £33k including the interest payment on the £9k, if we borrowed that cash.

The car lists at £32k

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Davejue1
Joined: Sun 22 Sep, 2013 08:25
Posts: 1249

  Z3 roadster 2.8
Location: Mansfield

Re: New car - coming Friday

Post by Davejue1 » Sat 02 Aug, 2014 20:14

Gaz/Jan, make sure you don't exceed your 60k mileage allowance because they will hammer you in fines for every mile over you go, I've seen people return cars and be fined to the tune of a £1000-1500 and more. Be aware! :)
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"Growing old is mandatory, growing up is optional!"

gazandjan
Joined: Sat 02 Aug, 2014 11:05
Posts: 8

  Z4 sDrive20i

Re: New car - coming Friday

Post by gazandjan » Tue 05 Aug, 2014 06:50

Image

Car arrived at the dealers and will be ready for pickup on Thursday :D

TR4man
Joined: Wed 24 Oct, 2012 14:34
Posts: 431

  Z4 coupe 3.0si
Location: Woore, Near Nantwich, Cheshire

Re: New car - coming Friday

Post by TR4man » Tue 05 Aug, 2014 07:58

Looks very nice.

Is it just in the photo, or is the Z4 badge lopsided?

Del
Joined: Sat 19 Nov, 2011 18:35
Posts: 2119

  Z3 roadster 1.9

Re: New car - coming Friday

Post by Del » Tue 05 Aug, 2014 09:12

Lovely car.
In many ways a retractable hard top is the ideal solution - better security, better protection in the cold and extreme heat (with air-con) and better noise insulation. When the sun comes out you can still have open top motoring at the press of a button. :)

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Davejue1
Joined: Sun 22 Sep, 2013 08:25
Posts: 1249

  Z3 roadster 2.8
Location: Mansfield

Re: New car - coming Friday

Post by Davejue1 » Tue 05 Aug, 2014 10:07

Looks great in white. Good choice. :)
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"Growing old is mandatory, growing up is optional!"

gazandjan
Joined: Sat 02 Aug, 2014 11:05
Posts: 8

  Z4 sDrive20i

Re: New car - coming Friday

Post by gazandjan » Thu 07 Aug, 2014 20:47

Thanks for the kind comments - the badge is ok and we have few extras below :D

https://vimeo.com/102867269 the video is great !!!

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The car is now ours and we love it

spurs fan in a coupe
Joined: Fri 18 Apr, 2008 20:24
Posts: 1435

  Z3 coupe 2.8
Location: woking

Re: New car - coming Friday

Post by spurs fan in a coupe » Thu 07 Aug, 2014 21:28

That is stunning!

I love it, congrats
we expres: " He did hear the bells ringing, but doesnt know where where the clapper hangs".

bertiejaffa
Joined: Fri 26 Jul, 2013 10:28
Posts: 1725

  M roadster S50
Location: Manchester

Re: New car - coming Friday

Post by bertiejaffa » Thu 07 Aug, 2014 22:33

I really really REALLY like the new shape Z4 - very jea;ous
Here come the girls.....
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Captain
Joined: Thu 28 Jun, 2012 07:43
Posts: 520

  Z3 roadster 2.8
Location: Durban

Re: New car - coming Friday

Post by Captain » Fri 08 Aug, 2014 06:20

Very nice, I'm sure you going to enjoy the car. Great colour choice, but then I'm biased :)
ImageImage

gazandjan
Joined: Sat 02 Aug, 2014 11:05
Posts: 8

  Z4 sDrive20i

Re: New car - coming Friday

Post by gazandjan » Fri 08 Aug, 2014 15:23

Cheers all - Great Cars, after 8 years of company Cars it so nice to get back in 2 seater.

Most say Leeds BMW have been brilliant and once the private plate goes she will feel like one of the family !!!

gazandjan
Joined: Sat 02 Aug, 2014 11:05
Posts: 8

  Z4 sDrive20i

Re: New car - coming Friday

Post by gazandjan » Sat 09 Aug, 2014 19:53

ImageImage

Could not help myself - some more photos

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pingu
Joined: Fri 30 Apr, 2004 17:01
Posts: 3337

  M roadster S50

Re: New car - coming Friday

Post by pingu » Sat 09 Aug, 2014 21:53

That car looks good :D .

Usually, convertibles only look good with the roof up or down, but that one looks good both ways.
Pingu

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Robert T
Site Admin
Joined: Mon 12 Jun, 2006 11:35
Posts: 9999

  Z3 roadster 1.9
Location: Cheshire

Re: New car - coming Friday

Post by Robert T » Sun 10 Aug, 2014 14:08

You'll be very glad of the parking sensors. I test-drove one without and had to put it back on the forecourt between two other new cars - even with my Dad standing behind me giving me directions, I could see nothing useful in any of the mirrors or by turning my head like an owl - knowing what my garage is like to reverse into I was rather put off. It is the complete opposite of driving the Z3, where rear visibility is usually better than front visibility. LOL.

Nice car and nice colour. I hope you get that fancy party-trick roof down at every opportunity. :wink:

Cheers R.
Arctic Silver '99 Z3 1.9 & Black '59 Frogeye 1275cc
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tonym
Joined: Thu 03 Sep, 2009 21:15
Posts: 90

  Z4 roadster 2.5i
Location: Guildford

Re: New car - coming Friday

Post by tonym » Wed 27 Aug, 2014 11:49

Great looking car . I very recently bought a 2011 2.31 high line in white with red leather parking sensors all round and other useful options are on it a real find and not bad Px on my e 85 roadster again love it just taking me a time to get pp transferred and to work out the complicated settings .

KERMIT1970
Joined: Fri 19 Jun, 2009 19:28
Posts: 44

  M roadster S50
Location: ARDROSSAN

Re: New car - coming Friday

Post by KERMIT1970 » Wed 27 Aug, 2014 21:40

Looks great hope you enjoy. I bought a new z4 35is & love it :) few wee mods already !
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