Car insurance

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Alan W
Joined: Thu 20 Jun, 2013 11:56
Posts: 670

  Z3 roadster 2.8
Location: Bexley, Kent UK

Car insurance

Post by Alan W » Tue 15 Mar, 2016 17:40

Looking to get the car back on the road in a few weeks and have been doing the most boring and painstaking job in the world... looking for insurance.

It's a 1999 2.8 auto low mileage car est value £6000

For the quotes I have been giving 5000 miles usage per year, and the most competitive so far have been:

Classic Line £296

Heritage £315

Heritage also stated that if I drop to 3000 miles per year that they could reduce it to £239 but I don't know if that will be enough miles for me?

Anyone else got any suggestions / recommendations for companies?

Thanks in advance..

1999 facelit Z3 Roadster 2.8 Auto in Cosmos Black aka 'Gloria'

Geoff Crispin
Joined: Fri 04 Sep, 2015 06:22
Posts: 72

  Z3 coupe 3.0i
Location: Old Cleeve, Somerset

Re: Car insurance

Post by Geoff Crispin » Tue 15 Mar, 2016 18:06

Contact BMBabe on the Org site she may be able tp help, she quoted me last week.


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Joined: Tue 27 Nov, 2007 08:15
Posts: 817

  Z3 roadster 3.0i
Location: Stockport

Re: Car insurance

Post by lightning » Tue 15 Mar, 2016 19:49

Try Footman James, they do a "modern classic" policy with agreed value.

They were the cheapest policy of this type for me, but it depends on many factors. Where you live, if it's garaged, your driving record....etc

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Joined: Fri 17 Feb, 2012 20:18
Posts: 2225

  Z3 roadster 1.9

Re: Car insurance

Post by BladeRunner919 » Tue 15 Mar, 2016 20:10

I have mine on a multicar policy with my other cars, rather than a seperate policy. Works out good value on all the cars.

Joined: Fri 26 Jul, 2013 10:28
Posts: 1725

  M roadster S50
Location: Manchester

Re: Car insurance

Post by bertiejaffa » Tue 15 Mar, 2016 20:56

Adrian Flux for me, 400 a year with agreed valuation and business mileage
Here come the girls.....
My //M Refurb
My First Zed Journal

Grant Moss
Joined: Fri 04 Jul, 2014 20:24
Posts: 23

  Z3 roadster 1.9

Re: Car insurance

Post by Grant Moss » Wed 16 Mar, 2016 08:56

I have a multi car policy with Aviva, works out a lot cheaper, but before you ask for a quote, download the aviva driving app onto your phone, it measures your driving systle for 200 miles and then gives you a score which you record and register on the aviva website, when they quote they use this score, I scored 9.2 out of 10 and they reduced my premium by another £40, I now pay £344 a year for two cars.


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Joined: Sat 21 Jul, 2007 19:43
Posts: 334

  Z3 roadster 2.8
Location: Newport

Re: Car insurance

Post by Adam » Wed 16 Mar, 2016 09:34

I have just had my renewal come through from Esure. Once again no one else can come close to it.

1998 2.8, 4000 miles a year, fully comprehensive, SD&P, protected NCB, 14 years NCB, No points, Age 35. £149.41...I bit there hand off.

I have been with them for over 8 years and I know that after a few years with them you start to get a small loyalty discount but I was staggered with that price, I even rang to confirm it.

Last edited by Adam on Thu 17 Mar, 2016 09:45, edited 1 time in total.

Joined: Sun 23 Jun, 2013 09:40
Posts: 50

  Z3 roadster 1.9i

Re: Car insurance

Post by Z3Jeremy » Wed 16 Mar, 2016 17:28

Nice one Adam, will check them out - am paying waaay more than that for a 1.9 with A Flux... J

Joined: Sat 01 Nov, 2014 18:47
Posts: 963

  Z3 roadster 2.2i
Location: cheshire

Re: Car insurance

Post by peter2b » Wed 16 Mar, 2016 17:30

mines with RSA partner drive £187 fully comp £350 excess no milage limit

Joined: Tue 05 Oct, 2010 20:01
Posts: 550

  Z3 roadster 2.8
Location: Lymington

Re: Car insurance

Post by alec.m » Wed 16 Mar, 2016 22:34

Privilege 2.8 Fully comp 10,000 miles £250 excess £163

Joined: Fri 13 Mar, 2015 09:14
Posts: 876

  Z3 roadster 1.9

Re: Car insurance

Post by mrscalex » Fri 18 Mar, 2016 17:20

£137 for 3000 miles at Footman James for a 1.9.
2001 Z3 2.2 Topaz Blue (Trudy) - Keeper rebuilt from a write-off
2002 Z3 2.2 Titan Silver (Cookies) - Keeper rebuilt having been bought with a seized engine
2002 Z3 3.0 Sapphire Black (Peanut) - Keeper awaiting rebuilding having been bought as an abandoned project
Plus Willy, Kodak & Maycee - All 2.2 Sport projects. Yes, 6 is a lot of Z3s :)
Always happy to try and help with spares :)

Joined: Tue 11 May, 2010 11:02
Posts: 416

  Z3 roadster 3.0i

Re: Car insurance

Post by Warrior » Fri 18 Mar, 2016 19:13

2002 REG 3.0i 3,000 MILES PA £350 excess £183 for myself and named driver.

With Privilege

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Joined: Tue 16 Sep, 2014 19:45
Posts: 63

  Z3 roadster 2.2i

Re: Car insurance

Post by Gordon13 » Fri 18 Mar, 2016 19:35

The details of your policy are as follows:

This is with Privilege sept last year.

The premium below includes your discount for buying online .
Premium: £ 144.16
(inclusive of insurance premium tax where applicable)
Car Make: BMW Z3 2.2 (00-03) CONVERTBLE
Car Registration: Y639 VBK
Cover Level: Comprehensive
Legal Protection: No
Protected No Claim Discount: No
Voluntary Excess: £0
Courtesy Car Option: Courtesy car – no charge
No Claim Discount: 1 year
Breakdown Cover: No
Drivers: Insured and spouse

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